Wednesday, June 10, 2009

How Lifelock Works?

By Jean Nicholson

Lifelock is involved whenever there are instances where you accomplish an application form or information sheet, as the case may be, for whatever reasons it may be -- school, employment, bank account, credit, loan, mortgage, insurance plan, or any other identifying documents. This will require you to indicate your full name, mother's full maiden name (usually for banks and financing institutions), date of birth, social security number, tax identification number, and other sensitive personal information (SPI).

Any sensitive personally identifiable information (PII) such as social security number (SNN), alien registration number (A-Number), biometric identifiers, drivers license number, bank account, citizenship or immigration status, and medical data leading to the identity of a person, may end up to ruining your credibility if it falls into wrong hands such as crooked individuals like identity thieves.

All these information are data elements, which are created based on certain standards with distinct connotation, values or units. And these are necessary information for identification, particularly for banking use, which would permit access to the customers account.

A biometric identifier is something unique in a person that separates him or her from other individuals, like the fingerprints. It is the most unique identifier of a person. No two people in this whole wide world have the same fingerprints not even twins. Take note, however, that not all PII is sensitive, such as those found on a business card or in a public phone directory, because it is intended to be publicized.

A lifelock is like a safety lock to your identity, that once it is unlocked, referring to the release of sensitive personal identifiable information, a part of your lifes deepest secret and most treasured entity becomes vulnerable to all the elements surrounding your existence. A stolen identity always leads to a badly beaten, shattered, broken ego which is the hardest thing to repair causing the victim to experience sleepless nights, moral shock, besmirched reputation and deeply wounded feelings that will take some time to heal. Time heals wounded feelings but always leaves a deep scar within the person.

We all have respective identities and this makes us who and what we are. Every person is unique and distinct in his or her characteristics and this could be stolen anytime, anywhere. It can be used for countless ways without the knowledge of the victim.

Apparently, to keep our identity as safe as possible is a primordial consideration, for such to be kept unblemished or untarnished. If you feel you need such protection, just search online for private agencies that specialize in the protection of your identity against identity thieves. To sum it all up, whether the information if sensitive PII or not, all these constitute your Lifelock.

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