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How are you feeling being just 5 years from retirement? Are you smiling and looking forward to retirement living or are you frowning and worried about your retirement years.
For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans.
So what if you are part of the 95% and are 5 years from retirement? What can you do? It really comes down to 2 areas - increase your income and decrease your spending.
Buy cheaper brands. If you need to save a few pennies, may be you need to shop for cheaper brands. Most supermarkets offer a generic home brand product in competition to the large multinational producers. In some cases they are on par but it's usually up to a bit of self-talk that the generic product is ok. But you will save money, at least on paper.
Can You Increase Your Income And Decease Your Spending At The Same Time? If you are 5 years from retirement and want to increase your income and decrease your spending, it can be done. It requires a change in your thinking though.
For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans.
So what if you are part of the 95% and are 5 years from retirement? What can you do? It really comes down to 2 areas - increase your income and decrease your spending.
Buy cheaper brands. If you need to save a few pennies, may be you need to shop for cheaper brands. Most supermarkets offer a generic home brand product in competition to the large multinational producers. In some cases they are on par but it's usually up to a bit of self-talk that the generic product is ok. But you will save money, at least on paper.
Can You Increase Your Income And Decease Your Spending At The Same Time? If you are 5 years from retirement and want to increase your income and decrease your spending, it can be done. It requires a change in your thinking though.
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Find out more info on switch shop save club at http://www.switchshopsaveclub.com .
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