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The very fist baby boomers started retiring in 2011, now million upon million of baby boomers are rushing towards retirement age, there is only one problem- health care as we know it is costing more and more money, and those baby boomers that are counting on health care insurance from the government will find that the government is already flat broke and the national economy is already on the brink of disaster. Does this mean senior citizens should just give in and accept that there is no health care for them? Absolutely not, in fact there are many health benefits out there just for them, in fact many are not taking full advantage of the medical benefits and savings that are now currently out there.
A recent study shows that more than 9 million American senior citizens are not taking advantage of health care benefits that are entitled to them per qualification which is unfortunate because the cost of health care is rising dramatically and many state and local government pension programs have become an absolute mess, in fact many company pension plans across America are terribly underfunded, and for many seniors their 401ks were devastated when the stock market tanked; Senior's simply can not afford to let any kind of health care savings pass them by.
Unfortunately many American seniors are not aware of the various outreach programs that are available to them. Implementing outreach efforts to improve the awareness of the communities in all 50 states is a top priority with Altegra Health because when seniors participate in Medicare savings programs not only do seniors save money but they receive free education on other public and private programs that can greatly reduce their financial burdens.
Why are so many Americans in the dark about knowing and participating in benefits that they can take full opportunity to participate in, right now? According to the National Academy of Social Insurance (NASI) the identified barriers to enrollment can be as simple as lack of awareness- many seniors are not aware that Medicare Savings Programs exist, those who are aware are often unsure what agencies to turn too, some programs are administered by the federal government while other programs are administered by state or local governments.
Many eligible individuals can be difficult to reach or communicate with because they are older and may have limitations such as difficulty seeing or hearing, and or lack of necessary transportation to services close to them. Speaking with someone may also be frustrating if English is not their primary language which can also cause some difficulty- according to seniors.
Due to a perception that enrollment can be cumbersome, many are afraid that lengthily form applications and documentation can result in confusion, hassle, and too much personal information needed, so in many cases people just give up. However enrollment does not have to be that confusing in fact the best way to avoid all confusion with enrollment and benefit qualification, even if English isn't your primary language or you are hard of hearing is to talk with a health advocate at Altegra Health. Their highly skilled staff is proficient at initiating and maintaining an open, productive relationship with their clients and government agencies throughout the entire application process. If an applicant needs assistance to obtain a necessary document Altegra Health's staff is there to help- in some cases a Field coordinator is even available to go to the client's home and perform the interview in-person where they have the needed application forms readily available in hard copy or accessible in electronic formats. With an outreach and advocacy staff to help with document image, and the technology to transmit entire application packets, official forms, and eligibility verifications, electronically; they help you avoid potential mail delays.
Altegra Health aids tens of thousands of older adults and disabled individuals every year through applications for Medicare Savings Programs, (MSPs), Extra Help (Low Income Subsidy) and other community assistance programs. Participating in these programs not only improves the financial well being of low-income individuals, reduces financial barriers to health care, and can lead to better health outcomes for eligible Medicare beneficiaries.
A recent study shows that more than 9 million American senior citizens are not taking advantage of health care benefits that are entitled to them per qualification which is unfortunate because the cost of health care is rising dramatically and many state and local government pension programs have become an absolute mess, in fact many company pension plans across America are terribly underfunded, and for many seniors their 401ks were devastated when the stock market tanked; Senior's simply can not afford to let any kind of health care savings pass them by.
Unfortunately many American seniors are not aware of the various outreach programs that are available to them. Implementing outreach efforts to improve the awareness of the communities in all 50 states is a top priority with Altegra Health because when seniors participate in Medicare savings programs not only do seniors save money but they receive free education on other public and private programs that can greatly reduce their financial burdens.
Why are so many Americans in the dark about knowing and participating in benefits that they can take full opportunity to participate in, right now? According to the National Academy of Social Insurance (NASI) the identified barriers to enrollment can be as simple as lack of awareness- many seniors are not aware that Medicare Savings Programs exist, those who are aware are often unsure what agencies to turn too, some programs are administered by the federal government while other programs are administered by state or local governments.
Many eligible individuals can be difficult to reach or communicate with because they are older and may have limitations such as difficulty seeing or hearing, and or lack of necessary transportation to services close to them. Speaking with someone may also be frustrating if English is not their primary language which can also cause some difficulty- according to seniors.
Due to a perception that enrollment can be cumbersome, many are afraid that lengthily form applications and documentation can result in confusion, hassle, and too much personal information needed, so in many cases people just give up. However enrollment does not have to be that confusing in fact the best way to avoid all confusion with enrollment and benefit qualification, even if English isn't your primary language or you are hard of hearing is to talk with a health advocate at Altegra Health. Their highly skilled staff is proficient at initiating and maintaining an open, productive relationship with their clients and government agencies throughout the entire application process. If an applicant needs assistance to obtain a necessary document Altegra Health's staff is there to help- in some cases a Field coordinator is even available to go to the client's home and perform the interview in-person where they have the needed application forms readily available in hard copy or accessible in electronic formats. With an outreach and advocacy staff to help with document image, and the technology to transmit entire application packets, official forms, and eligibility verifications, electronically; they help you avoid potential mail delays.
Altegra Health aids tens of thousands of older adults and disabled individuals every year through applications for Medicare Savings Programs, (MSPs), Extra Help (Low Income Subsidy) and other community assistance programs. Participating in these programs not only improves the financial well being of low-income individuals, reduces financial barriers to health care, and can lead to better health outcomes for eligible Medicare beneficiaries.
About the Author:
As Altegra Health is the leading health advocate provider in the nation, their goal when it comes to Risk Adjustment is to provide a continuous monitoring of risk scores to ensure members are appropriately risk-adjusted and, in turn, qualify for calibrated premiums.
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